Real Estate
Purchase/sale, title disputes, zoning, HOA, commercial leases, and foreclosure.
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Recent Law Changes
Streamlining Federal Regulations by Removing Unnecessary Rules
The Department of the Treasury's Bureau of Fiscal Service has streamlined Title 31 of the Code of Federal Regulations by removing regulations that are no longer necessary or applicable. This change affects businesses and individuals who previously had to comply with these now-revoked rules. The new rule takes effect on July 6, 2026.
Clarification on Banks' Flexibility for Escrow Account Policies
This law clarifies that federal regulations now preempt state laws concerning interest-on-escrow accounts managed by OCC-regulated banks. Previously, states had the authority to set rules about whether and how much interest could be paid on funds held in escrow accounts related to real estate transactions. Under this new law, banks will have more flexibility to decide if they want to pay interest or charge fees for these accounts without being restricted by state laws. This change affects OCC-regulated banks and their customers involved in real estate transactions. The law takes effect on June 18, 2026.
Clarification on Real Estate Lending Escrow Accounts
This law clarifies that national banks and Federal savings associations can establish or maintain real estate lending escrow accounts. It allows these institutions to make business judgments about the terms and conditions of such accounts, including whether to offer compensation or charge fees related to them. This change affects banks and their customers involved in real estate lending transactions. The law takes effect on June 18, 2026.
Changes to Department of Interior's Title VI Regulations
The Department of the Interior has amended its regulations under Title VI of the Civil Rights Act of 1964 to eliminate liability for disparate impact. Before this change, the regulations prohibited actions that had a disproportionate adverse effect on certain groups, even if there was no intent to discriminate. Now, only intentional discrimination is covered by these rules. This affects individuals and organizations regulated by the Department of the Interior who must now comply with the updated regulations. The changes took effect immediately upon publication.
Removal of Shelter Plus Care and Supportive Housing Program Regulations
Previously, HUD had separate regulations for the Shelter Plus Care program and the Supportive Housing Programs. This new law removes these specific regulations from title 24 of the Code of Federal Regulations because these programs were consolidated into the Continuum of Care (CoC) Program following the HEARTH Act in 2009. The change affects organizations that previously relied on the Shelter Plus Care and Supportive Housing Programs, as they will now need to follow the CoC Program regulations instead. This law takes effect on May 20, 2026.
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