Lowering Community Bank Leverage Ratio Requirement
This law changes the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent. It also extends the time that certain banks can remain in the CBLR framework while not meeting all qualifying criteria, from two consecutive quarters to four consecutive quarters, with a limit of eight quarters over five years. This affects depository institutions and holding companies classified as community banks. The change takes effect on July 1, 2026.
The previous rule required a CBLR of 9 percent and allowed banks to remain in the framework for two consecutive quarters without meeting all criteria.
This law changes the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent. It also extends the time that certain banks can remain in the CBLR framework while not meeting all qualifying criteria, from two consecutive quarters to four consecutive quarters, with a limit of eight quarters over five years. This affects depository institutions and holding companies classified as community banks. The change takes effect on July 1, 2026.
View the original government source for this law change
RELATED CHANGES
May 6, 2026
RELATED FAQS
▸How can I ensure that the Bell Model 505 helicopter operator is compliant with FAA regulations?
To ensure compliance of a Bell Model 505 helicopter operator with FAA regulations, request documentation showing completion of all required actions under the new directive. This includes inspection records and any modifications or operational changes mandated by the FAA. If there are doubts about compliance, you can report these concerns to the FAA for further investigation.
▸What are my rights as a passenger if the Bell Model 505 helicopter I am flying in is not compliant with FAA regulations?
As a passenger, you have the right to travel safely and can refuse boarding if you suspect non-compliance with FAA directives. You should request proof of compliance from the operator before flying. If there are concerns about safety, you may report the issue to the FAA or seek legal advice on your rights as a passenger in such situations.
▸What should I do if my employer forces me to fly in a Bell Model 505 helicopter that does not comply with the FAA directive?
If your employer insists you fly in a Bell Model 505 helicopter that is not compliant with the FAA directive, you have the right to refuse such travel for safety reasons. Document all communications and actions taken by your employer regarding this issue. You can report the situation to the FAA or seek legal advice on potential workplace violations related to unsafe conditions.
▸Can I fly in a Bell Model 505 helicopter if the operator has not complied with the FAA directive?
Flying in a Bell Model 505 helicopter when the operator has not complied with the FAA directive poses significant safety risks. You have the right to refuse such travel and should request proof of compliance from the operator before boarding. If there is no evidence of compliance, it is advisable to seek alternative transportation methods or report the non-compliance to the FAA.