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Increased Retained Risk Limit for County Mutual Insurance Policies

Enacted law

Under this new law, the retained risk limit for a single risk covered by an insurance policy issued by a county mutual insurance company in Tennessee has been increased from $100,000 to $250,000. This change affects both the insurance companies and their customers who rely on these policies for coverage. The exact effective date of this law is not specified.

Published April 14, 2026TCA Title 56, Chapter 22
WHAT CHANGED
BEFORE

$100,000 retained risk limit for a single risk covered by an insurance policy issued by a county mutual insurance company.

AFTER

Under this new law, the retained risk limit for a single risk covered by an insurance policy issued by a county mutual insurance company in Tennessee has been increased from $100,000 to $250,000. This change affects both the insurance companies and their customers who rely on these policies for coverage. The exact effective date of this law is not specified.

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